Why a bank account?
If you want to spend some time in Australia, you should get an Australian bank account. Over all, if you are going to work here, you’ll need an australian bank account. The easiest way to open the account is to do it in your first days after your arrival in Australia.
We are at the NAB and are we are happy with them. We chose the bank because there is no charge for the bank account, because there is a good online banking system and app and because there are NAB ATMs in almost every town. We can not judge other banks.
It is very easy to apply for an account. After you have decided on a bank, you simply go to the branch and say that you are a backpacker and want to apply for a bank account. You should have your passport and know which Australian address you can specify (for example, the address of your first hostel). If you send your bank card to the branch where you opened the account, you can pick it up yourself.
Withdraw money and pay with credit card
Make sure you only get money from an ATM from your bank account, otherwise you have to pey fees between 2 AUD and 5 AUD.
You can almost pay everywhere with your credit card, Australians don’t like cash 😛